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谈谈用户体验与风控的平衡性

文章出处:未知 人气:发表时间:2017-07-27 11:41

ZHIQIANWOSHUOGUOHENDUOCHUANGYEZHERONGYIFANDECUOWU,GUODULIXIANGZHUYI,BAYONGHUDANGZUOHAOREN。WOSHUOGUOYIGEGUANJIANCI,BUNENGSHUOHUAIYONGHUYIDINGHENDUO,KENENGHUAIYONGHUZHENDEZHIYOU1%,DANHENKENENGYIGEHUAIYONGHUDEPOHUAI,KEYIDIXIAOYIBAIGEHAOYONGHUDECHUANGZAO。ZHEISHIHENCHANGJIANDECHUANGYEKUNJING,YINWEIHENXIAODESHUHU,DAOZHIJIDADESUNSHI。

 

SUOYI,YIXIEHAOWUJINGYANDECHUANGYEZHE,YAOYOUZHEIFANGMIANDEYISHI,ZHISHAOSIXIANGSHANGYAOYOUFENGKONGZHEIGEGAINIAN,YAOZHIDAORUHEGUIBIHEFANGFANHUAIDESHIQING,BUYAOGUOYULIXIANGZHUYI。

 

DAN,FANSHIGUOYOUBUJI,CHUANGYEZHEYIJIMOUXIEDAGONGSIHAICUNZAILINGYIGEJIDUAN,NEIJIUSHIDUIHUAIDEDONGXIFEICHANGMINGAN。FEICHANGDANXIN,FENGKONGYISHIFEICHANGQIANGDA,ERDAOZHICHANPINSHEJISHANGGULVZHONGZHONG,YONGHUTIYANZHIXIANXIAJIANG。JIANDANSHUOJIUSHI,BASUOYOUYONGHUDANGHUAIRENLAIFANGFAN。

 

SUOYI,PINGHENGXINGCAISHIGUANJIAN。

 

WOZHIQIANYEZAI《NEIXIEYONGLIGUOMENGDEYUANGONG》TANGUOZHEIGESHI。

 

QISHIHENDUODAGONGSIDOUYUDAOZHEIYANGDEWENTI,BUGUANNIXIANGZUOSHENMESHIQING,LVSHI、FAWUDOUHUIGAOSUNI,ZHEIGEFENGXIANHENDA,NEIGEBUNENGZUO,ZHEIGEZHENGCEBUMINGQUE,DENGDENG。NISHENMEDOUBUZUO,TAMENSHIZUIANQUANDE,SUOYIZHEIJIUSHIHENDUOCHUANGYEGONGSIHAIYOUJIHUITUOYINGERCHUDEYUANYIN,GUANGJIAODEBUPACHUANXIEDE。

 

WANGSHANGLIUCHUANDEWEIXINLISHICHUANJIYETIGUO,TENGXUNNEIBUDUOGEPINGTAIZUOYIDONGLIAOTIANGONGJU,QIZHONGWEIXINTUANDUISHIZIYUANZUISHAO,GUIMOZUIXIAODE,DANYINWEIGUJIYUDIANXINBUMENDEHEZUOGUANXI,JIGEHEXINBUMENDOUBUGANPENGYUYINLIAOTIAN,HAIQUANZHANGXIAOLONGBUYAOQINGJUWANGDONG。JIEGUOZHANGXIAOLONGGUANGJIAODEBUPACHUANXIEDE,ZUOCHULAIZAISHUO,WEIXINYIJUCHENGWEITENGXUNXINDEFAZHANYINQING。

 

YOUDESHIHOUWOYEJUEDEZIJIXIEZHEXIEZHEJIUQIANHOUMAODUN,NIKAN,YIHUISHUOYOUXIECHUANGYEZHETOUNAOFARESHENMEDOUGANZUO,FENGXIANKAOLVBUZHOUQUANBUDUI;YIHUIYOUSHUOCHUANGYEZHEBUYAOGULVTAIDUOHENDUOSHIQINGHAISHIYAOJINKENENGZUOQILAI。QISHI,YIQIEDOUSHIDU。

 

WOZONGSHUO,CHUANGYEDELUJING,BUSHIZHIYOUHEIHEBAI,BUSHIZHIYOUDUIHECUO。HENDUOSHIHOUWOMENYAOZHAODAOYIGEHESHIDECHIDU,WODEDANZIBIJIAOXIAO,SUOYIYESHIWOCHUANGYEHENBUCHENGGONGDEDIFANG。HENDUOCHIDUWOZIJISHOUDEFEICHANGJIN,HENDUODONGXIBUGANPENG;DANWOYERENSHIYIXIEDANZIHENDADECHUANGYEZHE,YOUDEYIJINGJINGLILELAOYUZHIZAI。NIFEIYAOWOHUAYITIAOXIAN,WOZUOBUDAO,DANWOXIANGTIXINGJICHUANGYEZHEDESHI,LIANGBIANNIDOUYAOZHIDAO。

 

NIKEYIDANZIDAYIDIAN,DANNIYAOZHIDAOFENGKONGSHISHENME,NAXIESHINIBUNENGPENGDEGAOYAXIAN,NAXIESHIHUAIYONGHUKENENGZAOCHENGJUDASHANGHAIDELINGYU;NIYEKEYIDANZIXIAOYIDIAN,DANNIYAOZHIDAORUGUOYIMEIDEJUJUEFENGXIAN,KENENGHENDUOHAODEJIHUIJIUHUICHEDICUOGUO。DANZIDA,DANBUNENGSHUOSHENMEFENGXIANDOUBUZHIDAO,BUSHISHUONIKEYIBIZHEYANJINGWANGQIANPAO,NEIBUSHIDANZIDA,NEISHIZUOSI。DANZIXIAO,DANBUNENGSHUSHOUSHUJIAO,FEIYAOZHUIQIUJUEDUIANQUAN,JIUSUANNIZHAOFENHAOGONGZUO,YEBUSHISHUOBAIFENBAIANQUANMEIFENGXIANDE,GENGHEKUANGCHUANGYE。

 

RUGUOJIANGZHENGCEFENGXIAN,FALVFENGXIAN,ZHEIGEHUATIYOUDIANDA,ERQIEHENRONGYIPINGBICI。ZHISHUOYIDIAN,ZAOQIHULIANWANGCHUANGYEZHE(BAOKUOGELUJUTOUZAINEI)ZAIBANQUANFANGMIANDUOSHAODOUCUNZAIYIXIEWENTI,ZHEISHISHISHI,BIXUCHENGRENDE。SHICHANGHUANJINGDOUSHIDAOBANTIANXIADESHIHOU,NIGUIGUIJUJUZUOZHENJIUSHIMEIYOUYIDIANJIHUI;DANSHICHANGHUANJINGYIJINGGUIFANHUA,NIHAIBUSHOUSHOUNEIJIUSHIZHAOSI,ZHEIGEHUATIDIANDAOWEIZHI。

 

XIAMIANJIANGJIANGYONGHUTIYANCENGMIAN,MIANDUIHUAIYONGHUDEFENGXIAN,RUHEJIANGCHANPINTIYANZUODAOHAO。

 

XIANZAIHENDUOGONGSIYIJINGCHENGWEIBIAOPEIDEYIGEDENGLUTIYANSHIZHEIYANGDE,ZUOWEIYIGEANLIFENXIANG,NISHURUZHANGHAOMIMADESHIHOU,DIYICISHURUDESHIHOU,ZHIXUYAOSHURUZHENGQUEDEZHANGHAOHEMIMAJIUKEYI。DANRUGUONILIANXUSHURUCUOWULIANGDAOSANCI,NEIMEJIUCHUXIANYANZHENGMA,ERQIEHENNANRENDENEIZHONG,RUGUOZAISHURUCUOWUJICI,ZHANGHAOJIUSUOSILE,YIDUANSHIJIANNEIJINZHIDENGLU。

 

CONGYONGHUTIYANERYAN,YANZHENGMASHIYONGHUFEICHANGFANGANDE,DANZHEIGEDONGXIQUESHIYOUYIYI,YINWEIYAOYINGDUIHUAIYONGHUDEFENGXIAN。DANLEISIDEQINGKUANG,QISHIHAIYOUHENDUO。

 

YONGHUQIDAIBIANJIE,JIANDANYUXITONGFENGKONGBENSHENTONGCHANGSHIHUBEIDE,WANMEIDEJIEJUEFANGANSHIBUCUNZAIDE,DANPINGHENGDEYUANZESHIYOUDE。

 

LEISIRUSHANGYANZHENGMADECELVELIUCHENGJIUSHIYIGEDIANXINGYUANZE,JIANJINFENGKONG,YONGHUZUIKAISHIDENGLUDESHIHOU,XITONGMORENWEIHAOYONGHU,DANCHUXIANYICHANGZHIHOU,KAISHIZENGJIAFANGFANSHOUDUAN。SUIZHEYICHANGDEQINGKUANG,FANGFANSHOUDUANCENGJINJIASHEN,ZHIDAOZHANGHUSUOSI,DANGRAN,YONGHUTIYANSHISUIZHEFENGXIANXISHUZENGJIAERXIAJIANGDE。

 

XIANZAIDABUFENYOUXIUDEHULIANWANGCHANPINDOUYOUZHEIYANGDEJIANJINCELVE,DIFENGXIANQINGKUANGXIA,YONGHUDECAOZUOTIYANSHIZUIYOUHUADE,DANSUIZHEXITONGPANBIEDEFENGXIANCENGJIDETISHENG,FANGFANCELVEKAISHIQIDONG,CAOZUOTIYANKAISHIZHUJIANXIAJIANG。 ERZHEIGEFENGXIANCENGJIDEPINGGU,JIUSHIYIGEJISHUTIAOZHAN,NIJIBUNENGSUIYIJIHAOYONGHUJIANGDICAOZUOTIYAN,YOUNENGZUODAOGAOXIAOFANGFANHUAIYONGHUDEXINGWEI。

 

CHULEJIANJINYUANZE,HAIYOUJIGEGUANJIANDIANKEYISHUOYIXIA:

 

1、RONGRENDU

 

DUIHUAIYONGHU,HUAIXINGWEIDERONGRENDUSHISHENME?NISHUO,0RONGREN,SHUODERONGYI,QISHI0RONGRENSHIJISHUBUKESHIXIANDE,XIANGDANGDUOHUAIXINGWEIWANGWANGSHIJIYUSHUJUFENXIHETONGJIGUILVHUODEDE。SHUOLAICANKUI,HUAIXINGWEISHUJUYUEFENGFU,ZHEIGESHIBIENENGLIYUEQIANG。DANSHIBIENENGLIDEJIANJINFAZHAN,WANGWANGSHIBANSUIZHEBUDUANDEHUAIXINGWEIDECHENGDEGUOCHENG。 

 

RONGRENDUDEJIBENYUANZEZAIYU,HUAIXINGWEIBUNENGJUYOUGUIMOXING,BAOFAXING,YIJIKUOSANXING。

 

WOMENCHANGSHUO,HENDUOCHANGLVKEXITONGLIMIANYOUYANGMAO,QISHIZHEILIYECUNZAIYIGERONGRENDUDEWENTI,NIZHIYAOBUGUIMOHUA,BUKUOSANXINGDIQUZHUANZHEIGEBIANYI,RENJIAZHENDEBUZAIHU。

 

2、FANGFANCELVEDEYOUHAODU

 

DANGFENGXIANSHIBIEJIBIETISHENG,FANGFANCELVECHUXIANDESHIHOU,ZHEILIQISHIYECUNZAIYIGEHENMINGQUEDEYOUHAODUDEHUATI。

 

ZHEIGEZENMELIJIENI,JIUSHIFENGXIANFANGFANCELVECHUXIANDESHIHOU,ZHEIXIECELVEMIANDUIDEKENENGSHIYIGEHUAIXINGWEI,DANYEKENENGSHIYIGEHAOYONGHU。ZHIYAOXITONGMEIYOUPINGBIZHEIGEXINGWEI,ERSHITIGONGLEYIGEFANGFANCELVE,NEIMEZHEIGECELVESUOMIANDUIDE,JIUHENYOUKENENGSHIYIGEHAOYONGHU。ZHEISHIHOU,NIYAOJINLIANGJIZHEIGEYONGHUDEGANSHOUSHI:NIZUNZHONGTA,TABUSHIHUAIYONGHU。

 

SHENMEYISINI?

 

BIRUWOMIMALIANXUSHURUCUOWULEJICI,NICHUYANZHENGMAKEYI,DANNIDEWENANYAOWENHE,BUYAOZHIJIEJIZHEIGEYONGHUCHUXIANCUBAOHUOZHEBULIMAODEWENZI。YINWEIWOJINGCHANGBIANHUANCHENGSHI,HENDUOappDUIHUANCHENGSHIDENGLUDOUZUOLEFENGKONGCHULI,ZHEIGEZUOWEIJISHUCHUSHEN,WONENGLIJIEBEIHOUDECELVE。DANWENANNENGBUNENGHEAIYIXIE,BIRUSHUO,“DUIBUQI,JININTIANMAFANLE,YOUYUDANGQIANDIZHIBUSHUYUNINDECHANGJIANDENGLUDIZHI,XITONGWEILEBAOHUNINDEZILIAOBUBEIFEIFADAOYONG,XIWANGNINJIYUPEIHESHURURUXIAYANZHENGMA”。

 

ZAIDAIYIDIANWENHEMENGHUADEBIAOQING,YONGHUDELIJIEDUKENENGJIUHUIHAOYIDIAN。XIANZAIWOFAXIANHENDUOZHIMINGHULIANWANGCHANPIN,ZAIZHEIZHONGDIFANGWANGWANGJIANDANCUBAO,CHUXIANDETISHIGENGXIANGSHICHILUOLUODEJINGGAO,KANSHANGQURANGYONGHUHENBUSHUANG,WOGUJIKENENGCESHIYEMEIBAZHEIGEDANGHUISHI。

 

QISHI,GUANYUFENGKONGCELVEZAIJIAOHUZHONGCHUXIANDESHIHOU,QIZHONGWENANHEJIAOHUSHITU,DUIYUHUAIXINGWEI,HUAIYONGHUSHIMEIRENHEYIYIDE,DANDUIYUHAOYONGHULAISHUO,NIWENANZUOHAOYIDIAN,YESHIYIZHONGDUITIYANXIAJIANGDEBUCHANG。

 

3、FENGKONGBUNENGYIGUIMOHUASUNHAIZHENGCHANGYEWUHUOJIANGDIHUOYUEDUWEIDAIJIA

 

ZHEISHIFEICHANGGUANJIANDEYUANZE,FENGKONGDUIYEWUHEYONGHUHUOYUEDUHUIYOUYINGXIANGSHIBIRANDE,DANRUGUOGUIMOHUADESHANGHAILEZHENGCHANGYEWU,HUOZHEJIANGDILEYONGHUDEHUOYUEDU,ZHEISHIDEBUCHANGSHIDE。

 

BUNENGSHUO,WOFENGKONGWOYOULI,WOANQUANWOYOUXIAN。NIYEWUDOUWANDANLENIANQUANJISHEIKANNI?

 

YIGEQIYEDEFENGKONGBUMEN,ANQUANBUMEN,SHUODAODISHIBAOZHANGYEWUDE,WEILEYEWUJIANKANGFAZHANDE,DUANQINEIHUIDAOZHIYIXIEYEWUSUNSHI。RUGUOQUESHIYOUBIYAO,YENENGLIJIE,DANRUGUOYIFENGKONGWEIMINGESHAYEWU,RANGYONGHULIUSHI,ZHEIGEJIUFEICHANGZAOGAOLE。

 

YIQIANBAIDUKONGJIANDUIPINGBICIDECELVEJIUHENWUYU,WOYIZHISHIBAIDUKONGJIANDEZHONGSHIYONGHU,SHUOLAIWOHAIZAIBAIDUKONGJIANDECHANPINTUANDUILIHUNGUOBANNIANDUO,DANWOFAXIANXIANGZAIBAIDUKONGJIANFAPIANZHANGWENYUELAIYUENAN,YINWEIBUZHIDAONALIJIUPINGBICIWEIGUILE。GUANJIANSHIWOYAOFABIAODEWENZHANG,HAOWUBANDIANZHENGZHIYINYUHEXIANGGUANDENEIRONG,QUANDOUSHIGUIGUIJUJUDEWENZI,MEICIYUDAODOUTEBIEKUNRAO,ERQIEHAOWURENHEXIUZHENGDETISHI,ZHINENGBUDUANYONGERFENFA(QIEDIAOYIBANWENZI,SHISHINENGFOUFABUCHENGGONG,RANHOUYIBANDEYIBAN,ZHEIYANGCENGJIN)LAIZHAOGUANJIANCI,ZHAODAOPINGBICIDESUANSHUANGZHENSHIYIYANNANJIN。HOULAIWOJIUZHENDEBUYUANYIZAIBAIDUKONGJIANFADONGXILE,ZAIHOULAIBAIDUKONGJIANYEMEILE。

 

WOJUEDEZHEIJIUSHIGEDIANXINGFENGKONGDAOZHIYONGHULIUSHIDEANLI,WOJUEDEZHEISHIFENGKONGBUMENZUITOULAN,ZUIBUYUANYICHENGDANZERENDEJIEJUEFANGAN。

 

LINGYIGEDIANXINGANLIYIQIANYETIGUO,WEIRUANDEVistaXITONG,SHIWEIRUANWindowsCAOZUOXITONGZUISHIBAIDEYIGEBANBEN,QISHIJIUSHIYINWEIANQUANXINGSUQIUSHENGGUOLEBIANJIEXING,GUOYOUBUJI,DAOZHIYONGHUWUFAJIESHOU。

 

BAHAOYONGHUDOUJIDUIZOULE,NIFENGKONGJIAZHIHEZAINI?

 

YIQIANWOJIANGGUODEYIJUHUA,YONGHUDUIGERENXINXIANQUANCHANPINDESUQIUSHISHENME,SHIWEILERANGZIJIGENGANQUANME?CUO,SHIWEILESHANGWANGGENGSHUANG。YINWEIBUANQUANDAOZHILESHANGWANGBUSHUANG,YONGHUCAIXUYAOANQUANCHANPIN。RUGUOANQUANCHANPINXUANBINDUOZHU,RANGYONGHUSHANGWANGBUSHUANG,NEIYIDINGHUIBEIXIEZAIDIAO。

 

NEIME,ZHEIXIEYUANZESHUOQILAIRONGYI,SHISHIZHONGWEISHENMEHUICUNZAIZHANGAINI?

 

DIYI,QIUQUANZEBEI,LINGDAOYAOQIUDUIFENGXIANLINGRONGREN,HUOZHEDUIHUAIANLIBAIFENBAIJIUZE。ZAIZHEIYANGDEQINGKUANGXIA,XIANGGUANZHIXINGZHEZIRANBAFENGKONGFANGZAILEYEWUDEQIANMIAN,FANZHENGYEWUZUOBUHAOGENZIJIMEIGUANXI,FENGKONGCHUWENTILEYAOBEIGUO。

 

DIER,BUMENDAIGOU,GEBUMENZHIGUANXINZIJIDEZHIQUANHEZEREN,WODEBUMENKPIZHIKAOLVLEXITONGANQUANXING,WOWEISHENMEYAOGUANXINYEWUDEZENGZHANG,NEISHINIMENDEWENTI。

 

DISAN,GUCISHIBI,JINTIANFAXIANZHEILICHULEYIGEWENTI,JIUNULIFENXIWENTIDEYUANYIN,ZHAOJIEJUEFANGAN,CHUYIGEBUDING;MINGTIANFAXIANNEILICHULEYIGEWENTI,JIUNULIFENXIWENTIDEYUANYIN,ZHAOJIEJUEFANGAN,CHUYIGEBUDING;KANSHANGQU,DOUSHIZHENGQUEDEFENXIFANGSHI,MEIGEFANGANDOUSHIDUIDE。DANZUIHOUZUOXIALAI,WENTISHIMEIYOULE,YONGHUYEMEIYOULE。

 

WEISHENMEHUIZHEIYANG,WOMENZAIJIEJUEWENTIDESHIHOU,SHIBUSHIKAOLVDAOZHEIGEJIEJUEFANGANDEFUMIANZUOYONG?FENGKONGYESHIRUCI,WOMENJIEJUELEYIGEXITONGFENGXIAN,SHIBUSHIDAOZHIYONGHUCAOZUOTIYANDEXIAJIANG?ZHEIGEYINGXIANGYOUDUODA,YIGEYINGXIANGBUDA,LIANGGEYINGXIANGYEBUDA,DANSHICIXIAOBIZHANG,YEXUJINGZHENGDUISHOUTIYANBENLAIGENNICHABUDUO,DANNIZHEIBIANHENNULIDIJIEJUEWENTI,YUEJIEJUEYONGHUTIYANYUEZAOGAO,DAOZUIHOUNIYUENULI,NIDEYONGHULIUSHIBIJINGZHENGDUISHOUHAIKUAI。

 

ZONGJIEYIXIA

 

YAODUIHUAIYONGHU,HUAIXINGWEIYOUGAINIAN,YAODUIFENGXIAN,BAOKUOXITONGANQUANFENGXIAN,BAOKUOHAOYANGMAODEFENGXIAN,BAOKUOZHENGCEHEFAGUIFENGXIANYOUGAINIAN。NIKEYIDANDA,DANBUNENGWUSHIZHEIXIEWENTI,YAOZHIDAOFENGXIANZAINALI,BIANJIEZAINALI,ZHEISHIBIXUDE。

 

ZAILEJIEZHEIXIEFENGXIANDEQIANTIXIA,YAOMINGQUEZHIDAO,ZAIGONGSIFANWEINEIMINGQUEFENGKONGSHIYONGLAIBAOZHANGYEWUFAZHANDE,ERBUSHIEZHIYEWUFAZHANDE。FENGKONGHUIDAOZHIYONGHUTIYANXIAJIANG,ZHEISHIBIRANDE,DANYINGGAIZUNXUNYIXIEBAOZHANGYONGHUTIYANDEYUANZE,BIRUJIANJINYUANZE,BIRUFANGFANCELVEYOUHAODUYUANZE。YAODUIFENGXIANRONGRENDUYOURENSHI,XUNQIUYONGHUTIYANYUFENGKONGDEPINGHENGDIAN。

 

MEIGEJIEJUEFENGXIANDEFANGAN,YAOPINGGUDUIYONGHUTIYANDESHANGHAI,XUNQIUZUIJIAPINGHENG,RUGUODUIYONGHUTIYANDESHANGHAIDAYUFENGXIANDUIXITONGDEWEIXIE,NEIMEZHEIGEFANGANSHIBUKEQUDE。

 

BUYAOQIUQUANZEBEI,BUYAOBUMENGEZIWEIZHENG,BUYAOWEILEJIEJUEWENTIERHUSHIQITADEYINGXIANG。

 

YISHANG,SHIJINTIANXIWANGCHUANGYEZHE,YIJIDAGONGSIDECHUANGXINBUMEN,XUYAORENZHENMIANDUIDEHUATI。